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Business Funding in as little as 24 Hours

Simple, fast, and transparent funding to help your business grow. We say yes when banks say no.

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A Simple Path to Funding

Our streamlined process gets you the capital you need without the traditional hassle. Get funded in three easy steps.

1. Apply in Minutes

Complete our simple online application. It's fast, secure, and won't affect your credit score.

2. Get a Decision

Our team reviews your application quickly. You'll receive a clear offer the same day.

3. Receive Your Funds

Once you accept, funds are transferred to your bank account, often within 24 hours.

Flexible Funding Options

We offer a range of solutions tailored to meet the unique needs of your business. Find the perfect fit to fuel your growth.

Term Loan

Get a lump sum of cash upfront with predictable fixed payments. Ideal for large investments and expansion projects.

  • Funding from $5K - $500K
  • Terms from 6 months to 5 years
  • Fixed interest rates

Line of Credit

Access funds as you need them and only pay interest on what you use. Perfect for managing cash flow and unexpected expenses.

  • Revolving credit lines up to $100K
  • Draw funds anytime 24/7
  • Flexible repayment options

Working Capital Loan

The ultimate short-term funding solution to cover immediate business needs and seize opportunities without delay.

  • Funding in 24 hours or less
  • Use funds for any business purpose
  • Simple, streamlined approval

The White Tree Advantage

We're dedicated to helping small businesses succeed with a funding experience that's fast, fair, and transparent.

Fast Approval

Get a decision in hours, not weeks. We value your time.

High Limits

Access up to $500,000 to make significant business moves.

No Collateral Needed

Our most popular options are unsecured, meaning no personal assets required.

Low Rates

We offer competitive rates to ensure funding is affordable.

Trusted by Businesses Like Yours

Hear from some of the entrepreneurs we've helped empower and grow.

"The process was incredibly fast and simple. White Tree Funding provided the funds we needed to purchase new equipment and our revenue has doubled since. A true partner in our growth."

- Jessica M., Owner of Bloom Cafe

"When a huge, unexpected order came in, we didn't have the cash flow to fill it. White Tree approved us for a line of credit in one day, which saved the contract. I can't recommend them enough."

- David R., Founder of Apex Manufacturing

Ready to Grow Your Business?

Fill out the form below to see what you qualify for. It's free and there's no obligation.